Hollywood Dave: I have full coverage insurance. That’s all I need right?
Rob the Shark: You know Dave. I hear a lot of people say they have full coverage insurance. Is that the case not always? These are the scenarios that pop up. When I ask a client, what is your coverage. I’ll hear a lot of times that I have full coverage. When I ask them well to tell me a little bit about it. What is your coverage up to? They can’t answer that, and I don’t blame them. I don’t blame you for not knowing and I don’t blame the insurance agents for not explaining properly. Give us a call we are not insurance agents; we are motorcycle attorneys. We want to make sure you’re protected. Give us a call and say hey rob I believe I have full coverage. What do I have? Do I in fact have full coverage? If I specifically know that I do what am I covered up too? That’s what’s Important. You know I have guys and gals that call me up telling me they have full coverage and I find out they don’t have uninsured motorist. Or if they do have uninsured motorist it’s the bare minimum of 15,000. Your case is 100,000 what are you going to do with 15,000 uninsured motorists. You have to be educated about that and what other insurance agents don’t do; I will make sure I do it for you as your attorney. Call me. Hey, rob am I protected on my bike. Just call.
Hollywood Dave: That was extremely informative. Remember Shark Squad is always riding by your side.
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Hollywood Dave: Hey rob. How much does it actually cost to talk to you about a case?
Rob the Shark: David that is a great question. It’s not going to cost you. All of our consultations are free. Not only are consultations free but if we represent you there’s nothing to pay unless we win your case. You have nothing to lose by both calling us and us representing you.
Hollywood Dave: That’s great information. It makes sense to talk to you about the case first.
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Hollywood Dave: Hey Rob, what if I don’t agree with the police report?
Rob the Shark: You know what Dave? We don’t agree with a lot of the police reports either. That’s why we are here. With all due respect a lot of the officers out there work hard, but their opinion is not always correct. And that’s okay, that’s why we are here. We step-in, and we break down the police report. We contact witnesses and we get people out there to take measurements. We compare apples to apples. We dissect, we break down, we operate and we surgically go in to find out what truly happened. Once we are able to establish our position, we then form our game plan. That’s where the war games begin.
Hollywood Dave: Glad you’re always on our side. Thanks Rob.
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Hollywood Dave: How can bikers make sure they are completely protected by their insurance?
Rob the Shark: Ladies and Gentleman most important thing is California and several other States require liability. Without liability you will get your license suspended. That’s a basic fact. Everybody knows that. You also need, Comprehensive and Collision. If God forbid you go down and it’s your fault or someone doesn’t have insurance when they are at fault you will be stuck. Comprehensive and Collision will allow you to get your bike repaired or paid for. The most important thing that is underrated and nobody preaches about is uninsured motorist. Again, Uninsured Motorist is the most important thing. It’s not just about your bike, it’s about you. You go down. You’re injured badly. The other party does not have insurance. Or they carry the bare minimum, $10,000, $15,000 whatever the minimum of your state is and you are in the hospital with broken bones. Your case can be worth hundreds of thousands. Without uninsured motorist you get… nothing! Contact your agent and get the highest amount. That is going to cover you. It’s going to cover your loss of earnings, your emotional distress, pain and suffering. So it’s not just about your medical bills. Or contact Peter Kaye this magazine’s editor that he and his wife have a combined experience in the Insurance (and Motorcycle Insurance) area of over 20 years. They LOVE to help people and why Peter got had a successful career in Insurance. Again, I may sound like a broken record but I cannot emphasize it enough. Uninsured Motorist and obviously there’s other little coverages that will benefit you.
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Remember Shark Squad is always riding by your side.
Call us: Office: 800-319-3573 Cell: 818-439-9137
www.SharkSquadMotorcycleAttorneys.com